Are there exclusions on a pollution policy?
Every policy and insurance company may have different exclusions on their specific policy. You want to make sure you are covered for whatever line of business you have. Typically, you are not going to be covered if you cause pollution on purpose (this could be considered insurance fraud in court). Other exclusions include common hazards like asbestos, lead, or mold.
Pre-existing pollution will typically be excluded. If you know of potential hazards on your worksite or property, it is best to discuss with your agent to know whether your coverage would or would not apply.